Start Up Loans

2. Secured Start up Loans with interest

only payments.




1. Start or grow your own business…with the help of an unsecured, government-backed Start Up Loan and free business support

Reservoir Finance are partnered with Start Up Loans, who are a subsidiary of the British Business Bank. They deliver the Government’s Start Up Loans programme providing finance and support for businesses who struggle to access other forms of finance.

A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK.

In addition to finance, successful applicants receive 12-months of free mentoring and exclusive business offers to help them succeed.

The loan is unsecured, so there’s no need to put forward any assets or guarantors to support an application. All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business.

Once registered, you’ll be assigned a Business Adviser who can help you create a Business Plan, Cash Flow Forecast and Personal Survival Budget to submit with your application.

If approved, you will be paired with a mentor for 12-months of free mentoring.

Bring your plans to life with a Start Up Loan

  • Borrow £500 – £25,000

  • Fixed interest rate of 6% p.a.

  • 1 – 5 year loan repayment term

  • Free application support

  • Free post-loan support and mentoring

  • Free templates & guides

  • No application or set-up fees

Applications are FREE to submit and you'll receive support with your Business Plan and Cash Flow.

2. Start up or grow your business... with the help of an interest only secured loan

We know that finding funding when your business is starting out can be a huge challenge. Start-up companies cannot prove enough of a track record to qualify for most loan products and need to reinvest any capital they do have into getting their business off the ground.


If your business needs a cash flow boost then this could be a great product for you:

  • 1st and 2nd charge business loans on residential and commercial property

  • From £25,000 to £20million

  • LTV on residential up to 75% and up to 55% on commercial 

  • Loans from 1 month to 7 year

  • Interest- only facilities (up to 5 years)

  • Flexible payment terms to match your serviceability including stage payments and break-clauses

  • Third Party Guarantors accepted

  • Weak credit profiles and adverse considered

You can use your secured loan for:

  • Start up Capital

  • Working Capital

  • New Premises

  • Unexpected Bills

  • Management Buy Out

  • Growth

 Contact our experienced Brokers to see how we can help your business grow 

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The King Centre

Main Road




LE15 7WD

T. 01572729729

Belinda Milton t/a Reservoir Finance. Authorised and regulated by the Financial Conduct Authority. Reference number 742264. We are a licensed credit broker and do not provide loans ourselves. Reservoir Finance introduce applicants to finance providers and specialist brokers based on the applicants circumstances. Reservoir Finance may receive a commission from the lender or broker for such introductions.