If you are looking to buy your existing premises, purchase a new property or refinance your existing debt, we can help you every step of the way. We offer a personalised service to ensure we fully understand your needs and provide you with all your options.
We know exactly which lenders are the best fit for your specific requirements as well as managing the application process from initial enquiry through to completion.
We have access to the whole of the commercial mortgage lending market, including traditional lenders, building societies, new banks to the market and specialist niche commercial lenders.
Interest rates starting from around 2.5% above Bank base rate/Libor depending on the strength of the business and loan to value.
Funding of up to 80% can be arranged on a stand-alone basis (higher if additional security is provided)
Mortgage terms are generally between 10-25 years.
Interest only options are available in certain circumstances.
All applicant types can be accommodated including individuals, partnerships and Limited companies.
Professional practices can be financed to 100% of property value
A limited number of non-status options are also available for clients with previous County Court Judgements, defaults, mortgage arrears or where there are no historic trading accounts available.
Commercial mortgages can be arranged on a variety of different premises from offices to
industrial units, pubs, restaurants, doctor’s surgeries, retail outlets, care homes and