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About us

We have been helping business owners and property investors find the right finance since 2001.

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Not the fastest option.​ Not the most obvious one 

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The right one.

We have been helping business owners and property investors find the right finance since 2001.

Reservoir Finance is a family-run business built on the belief that business owners deserve clear advice, honest communication and support they can trust.

 

We understand that behind every finance application there is a person, a family, a business and often a great deal of responsibility. That is why we take the time to understand your situation properly rather than treating you as just another application.

 

Many of our clients come to us because they want straightforward conversations, practical guidance and someone who will stay involved throughout the process. We pride ourselves on building long-term relationships and being available when our clients need us.

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Finance is rarely just about the rate. The right type of finance, the right lender, the right term and the right repayment structure can make a significant difference to the outcome. Choose the wrong product, or approach the wrong lender, and it can create more pressure than it solves.

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Our job is to make sure that does not happen.

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How we work

Before we look at products or lenders, we understand what you are trying to achieve. We focus on the right lenders, with the right case, presented clearly.

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Honest advice from the start

If we do not think we can help, we will tell you upfront. You will always know what is happening and what your options mean in plain English.

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We tell your story

The numbers do not always tell the full picture. We make sure lenders understand the wider context, so decisions are made based on the full story.

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Speed and communication

Many finance requirements are time-sensitive. We keep applications moving and flag potential issues early, before you have to ask.

Meet the owners of Reservoir Finance

Our approach: We believe business owners make better decisions when they have the right information.

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Our aim is simple: To provide clear, practical finance guidance, identify the most suitable funding options, and help you secure the finance your business needs with as little stress and wasted time as possible.

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Belinda Milton

"Sometimes the numbers do not tell the full story. Our job is to help tell your story properly, so lenders can make a decision based on the full picture rather than the headline numbers alone."

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Stuart Milton

"Not every lender suits every case. Our job is to find the ones that do, not submit applications and hope for the best."
 

Professional Standards

NACFB Member

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Reservoir Finance is a full member of the National Association of Commercial Finance Brokers (NACFB) and operates in accordance with its Code of Practice.

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Based in  Rutland

FCA Regulated

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Authorised and regulated by the Financial Conduct Authority (FRN 742264). You can check are authorisation here.

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Working with clients across the UK

If you want an honest conversation

Whether you know exactly what finance you need or you are not sure where to start, we are happy to talk it through.

 

We will help you understand what may be suitable, what lenders are likely to ask for and whether we think we can help.

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QUICK LINKS

CONTACT

The King Centre, Main Road

Barleythorpe

Rutland

LE15 7WD

01572 729 729

 

Belinda Milton t/a Reservoir Finance is authorised and regulated by the Financial Conduct Authority. Our Reference number is 742264. You can check our authorisation here.

 

Reservoir Finance is an authorised credit broker and not a lender. We work with an unrestricted number of Lenders to help business owners, property investors and developers find suitable finance across three areas: business finance, asset finance and property finance.

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We are based in Rutland and work with clients across the UK.

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All finance is subject to lender assessment, status and affordability. Security and personal guarantees may be required depending on the lender and product. Any fees will be explained clearly before you commit to anything.

Our ICO registration number is Z7551839 and you can check this at www.ico.org.uk.​

 

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency, we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). For certain lenders, we have influence over the interest rate, which can impact the amount you pay under the agreement. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

 

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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