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Funding Assets of all shapes and sizes

Asset finance is a flexible alternative to a traditional bank loan, providing significant cash flow and tax benefits for businesses looking to purchase a new piece of equipment, a vehicle or other fixed assets. This can be anything from office equipment to manufacturing plant, cars or even a fleet of aircraft.

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It is a flexible way to spread the purchase cost over an asset’s economic life and avoid tying up your valuable working capital. You pay for the asset whilst it supports your business.

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Asset Finance can be used for both new and second-hand assets, or for releasing value from those you already own.

We help you to buy the assets you need or release cash from assets you already own.

The advantages to your business

  • A valuable alternative to conventional bank loans

  • Secured wholly or largely on the asset being financed, reducing the requirement for additional collateral

  • Not an overdraft, so not repayable on demand

  • Sustainable because businesses have the option to replace or update equipment at the end of the lease period.

  • Single transaction lending amounts from £5,000 up to £1,000,000+

  • Loan to value (LTV) up to 100% of asset cost excluding VAT

  • Repayment periods geared to the economic life of the asset

We provide a range of solutions

  • HIRE PURCHASE - Spread the cost of your asset purchase over regular payments.

  • FINANCE LEASE - The Leasing company buys the asset for you and leases it back to you.

  • REFINANCE - The leasing company refinances your existing arrangements so you can use your existing assets to release cash back into your business.

We can also help refinance existing assets when current  agreements come to an  end or circumstances change

We can fund assets of all shapes and sizes

  • Agricultural Equipment

  • Aviation

  • Beauty equipment

  • Buses and Coaches

  • Cars and Vans

  • Catering Equipment

  • Commercial Vehicles and Trailers

  • Computers

  • Construction plant

  • Engineering

  • EPoS Equipment

  • Gym equipment

  • Healthcare

  • IT and Audio Visual

  • Machinery

  • Manufacturing

  • Marine

  • Materials Handling

  • Office Furniture

  • Packaging

  • Plastics

  • Print

  • Renewabals

  • Shop equipment and Fittings

  • Software

  • Taxis

  • Technology

  • Transport and Logistics

  • Waste and Recycling

  • Woodworking

 Contact our experienced Brokers to see how we can help your business grow 

Broker awards 2020 shortlist deal of the
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QUICK LINKS

SPECIALIST SERVICES

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The King Centre

Main Road

Barleythorpe

Oakham 

Rutland 

LE15 7WD

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T. 01572729729

info@reservoirfinance.co.uk

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Belinda Milton t/a Reservoir Finance is authorised and regulated by the Financial Conduct Authority. Our Reference number is 742264. Reservoir Finance is an authorised credit broker and not a lender. We work with an unrestricted number of Lenders to find a potentially suitable arrangement for your consideration.​

Our ICO registration number is Z7551839 and you can check this at www.ico.org.uk.​

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency, we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). For certain lenders, we have influence over the interest rate, which can impact the amount you pay under the agreement. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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